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With over a decade of experience in the healthcare industry, Luke Kozlowski brings a rare combination of professional discipline, industry expertise, and client-first values to the world of health insurance. As a licensed healthcare broker and former professional athlete with a background in health sciences, Luke has built a reputation for delivering exceptional service and personalized solutions that align with each client’s unique needs, goals, and budget.

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Luke’s approach is rooted in integrity, education, and ongoing mastery. He stays up to date on the latest products, underwriting strategies, and compliance practices to ensure every client receives accurate, transparent, and forward-thinking guidance. Whether working with individuals, families, or small business owners, his mission remains the same: to simplify the insurance process and make high-quality healthcare more accessible and affordable.​​

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Recognized as both a top-performing agent and trusted team leader, Luke is known for his approachable demeanor and ability to break down complex coverage options in a way that’s easy to understand. Clients rely on him for honest advice, thoughtful recommendations, and long-term support.

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Outside of work, Luke enjoys spending time with his family, staying active in the gym, and volunteering in his local community. His commitment to service—both professionally and personally—reflects a deep belief that everyone deserves to feel confident in their coverage and cared for in the process.

Certifications

  • Bachelor’s Degree in Health Sciences & Human Performance – University of Tampa (Cum Laude)

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  • 215 – Health & Life License

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  • NASM and ISSN Certified

Recognition & Milestones

  • Over $2.5M personal career annualized volume

  • 2023 Most Promising Agent

  • 2024 Jack of All Trades Award

  • 2025 Insurance Marketplace Circle of Champions

ABOUT ME

© 2023 by KozPro Insurance, LLC.

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